Utländska casino 2026: the 10 best for players in Sweden

What does «utländska casino» mean?

“utländska casino” is the Swedish name for an online casino with a licence from another country's regulator, which Swedes also call a “casino utan svensk licens”, a casino without a Swedish licence. The distinction concerns the operator’s licence: a foreign licence is not a Swedish one.

For example, the casinos compared below include operators licensed in Malta and Curaçao, with different conditions for bonuses and withdrawals.

The Gambling Act requires a Swedish licence for games aimed at Sweden, under chapter 1, section 2. Its penal provisions apply to the companies and anyone promoting their games, not to you as a player. This separates the operator’s licensing obligations from your position as a customer: the requirement concerns businesses offering games to the Swedish market, rather than making it an offence for you to play.

What you notice in practice is the offer:

• Bonuses: packages spread over several deposits rather than one first-time bonus, alongside weekly cashback at some casinos. With a Swedish licence, a bonus may only be offered the first time.
• Payments: options across these casinos include euro payments through Instant Banking, cards and e-wallets, while some also accept crypto.
• Limits: Spelpaus covers only companies with a Swedish licence, so limits at these casinos are set in each account.

The table below puts Sweden’s rules side by side with these differences in English.

The ten casinos in English: bonus, wagering, licence and payout

Chalkwins leads with 85 out of 100, followed by Betsamigo and Nords Casino on 83 – all three run by L.C.S Limited under the same Malta licence and the same Swedish terms. The wagering requirement, meaning how much you must stake before withdrawing bonus-linked funds, decides the value. At 40x deposit plus bonus, the Malta-licensed package requires €8,000 of play for a €100 deposit and €100 bonus. The L.C.S bank bonus at 25x requires €5,000 for the same combined amount. That bank offer has a seven-day deadline and caps winnings at three times your deposit, so the lower wagering figure is only part of the comparison.

Cloudbet has no wagering at all on its rewards: its welcome package provides up to $2,500 in rakeback, a rebate on play, and cash drops over 30 days, paid in USDT. Your deposit must still be wagered once before withdrawal, and payments are crypto-only. BitStarz tries to pay out within an hour, although bank transfers take 3–10 banking days. Its first-deposit offer is 100% plus 180 free spins, with a 40x wagering requirement and a €5 maximum bet. Cloudbet includes a sportsbook and customer service in Swedish; BitStarz has no sportsbook and offers live chat around the clock.

Betsamigo, Nords Casino, JustCasino and Lucky Dreams: what the names have in common

Many of the names people search for share a company – Betsamigo, Nords Casino and Chalkwins are all run by L.C.S Limited. Searches for “betsamigo casino” and “nords casino” therefore lead to the same welcome package: 250% up to €4,000 + 4,000 free spins.

• Bank bonus: a 25x wagering requirement, meaning the deposit and bonus must be played through 25 times.
• Sports bonus: 100% up to €150 at 5x.
• Payouts for Swedish accounts: Betsamigo and Nords pay to Jeton or MiFinity within 72 hours of approval, while Chalkwins lists Skrill and Neteller.

Compare our Swedish-language Betsamigo review, Nords Casino review and Chalkwins review for the individual terms.

JustCasino and Lucky Dreams are both run by Just Entertainment B.V. under Curaçao licence OGL/2024/164/0246 and share a platform. If you search for “justcasino” or “lucky dreams casino”, the welcome packages differ:

• JustCasino: lists twelve payment methods and up to €5,000 + 400 free spins.
• Lucky Dreams: offers up to €10,000 over five deposits.
• Both: card and e-wallet withdrawals of €20–4,000 and a sportsbook, a section for betting on sporting events.

Our JustCasino review and Lucky Dreams review are in Swedish and explain each brand’s offer.

Playing at two sister brands can mean getting the same terms twice, so pick one per company rather than treating every name as a separate proposition. When comparing “utländska casino”, look at the operator behind the brand and the payment options available to you. A different welcome total does not necessarily mean a different platform or different withdrawal limits.

Do you pay tax on winnings from utländska casinon?

Whether a win is tax-free in Sweden depends on the market the game targets, not the word “foreign” or the licence alone. Winnings from games with a Swedish licence are tax-free, as are winnings from games that do not require a Swedish licence and target another EEA market. Winnings are taxable if the game targets Sweden without the required Swedish licence, or if an online game targets no EEA market. Only winnings over SEK 100 are taxed, under Chapter 42, Section 25 of the Income Tax Act. The Swedish term “utländska casino” therefore does not, by itself, tell you how your winnings will be treated.

Where tax applies, you pay 30% on net winnings: your winnings minus your stakes, calculated separately for each gambling company and calendar year. You declare that amount as income from capital in box 7.2 of your tax return. The calculation is per company rather than per casino website, a distinction to keep in mind where brands share an operator. Five of the ten casinos covered here hold EU licences, four through the MGA and one through EMTA; the rest are licensed in Curaçao. Those licence locations alone do not determine your tax position. We explain the rules further in our Swedish guide to tax on casino winnings.

Instant Banking instead of Trustly and Swish

At the casinos in our list, you pay with Instant Banking, cards, e-wallets or crypto, and Instant Banking is the closest option to familiar Swedish bank payments: you log in to your bank, approve the amount and the money reaches your balance.

• Instant Banking: also called Instant Bank Transfer, it appears in the cashier at Chalkwins, Betsamigo and Nords Casino. Our guide explains how Instant Banking works (in Swedish).
• Bank and Trustly: BitStarz offers Pay via bank, while GrandX lists Trustly and SEB by Trustly, so Trustly is not absent from the list altogether.
• E-wallets: online payment accounts such as Skrill and Neteller offer another route at the sites described by the Swedish term “utländska casino”. Playzee and JustCasino both list these services, and they are available for withdrawals at other casinos in the list too. At Playzee, deposits through Skrill or Neteller do not qualify for a bonus.
• Crypto: Cloudbet accepts crypto only, meaning you fund your account with digital currencies rather than a card or bank payment. JustCasino accepts crypto alongside its other payment methods.
• Swish and BankID: not offered – you register with an email address and provide identification before your first payout.

Balances across the list are mostly in euros; GrandX operates in euros only.

How fast do utländska casinon pay out?

The fastest payouts in the list are in crypto: Cloudbet pays most crypto withdrawals instantly, and BitStarz says crypto withdrawals are usually approved in about 3 minutes and aims to pay out within 1 hour, while its bank transfers take 3–10 banking days. GrandX pays instantly via Trustly, while withdrawals to Skrill and Neteller take 1–2 days. When comparing “utländska casino”, the quoted time needs to match the payment method you intend to use. HitnSpin approves up to €499 within 5 minutes–12 hours after KYC, and Playzee pays on the first working day after the request once KYC is done.

Chalkwins processes withdrawals within 24 hours, with review taking up to 48 hours; card payouts take 3–6 banking days. Betsamigo and Nords Casino pay within 72 hours of approval. Upload your ID and proof of address straight after signing up for KYC, the identity verification process. Our guide explains what the casinos ask for in verification (in Swedish).

Licences: Malta, Estonia and Curaçao

Four of the ten hold a licence from the Malta Gaming Authority, one from Estonia’s EMTA and five from Curaçao. Chalkwins, Betsamigo and Nords Casino operate under L.C.S Limited’s MGA/B2C/233/2013 licence; Playzee operates under White Hat Gaming Limited’s MGA/B2C/370/2017 licence. GrandX is operated by Alpache OÜ under EMTA licences HKT000048 and HKL000495. If you are comparing “utländska casino”, our guide to casinos with an EU licence (in Swedish) explains that category, while these company names and licence numbers give you the details to compare against the relevant register.

To check a licence, compare the company name and licence number in the casino’s footer with the register entry. The MGA seal should open authorisation.mga.org.mt and list the casino’s domain under Website Urls; a Curaçao seal should lead to cert.cga.cw and show the same domain. Estonian licences are listed in the MTR register, where you can check the operator’s licence details. A British licence does not cover Swedish accounts: see casinos with a British licence (in Swedish) for that distinction, or international casinos by language and currency (in Swedish) to compare those features separately from the licence.

More from utländskacasino.se, in Swedish

If you can read some Swedish, our Swedish editions go deeper into “utländska casino”, the Swedish term for foreign casinos. Start with the Swedish top 10 for the main comparison, or explore ten casinos sorted by what you want if you prefer to begin with your priorities. For the editorial criteria behind those comparisons, read how we decide what makes a good casino. If your focus is withdrawals, turn to the guide to your first payout from a foreign casino.

For language questions, casinos with Nordic languages is a more focused starting point. You can also explore Nordic casinos without a Swedish licence for that particular category. If you would rather continue in English, about us introduces our editorial team, while unlicensed casinos explained covers the terminology. The latter is a useful starting point if the word “unlicensed” is what you want to understand before reading further.

Questions about utländska casino